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Da repressão financeira ao microcrédito

By: NITSCH, Manfred.
Contributor(s): SANTAOS, Carlos A.
Material type: materialTypeLabelArticlePublisher: São Paulo : Editora 34, out./dez. 2001Revista de Economia Política = Brazilian Journal of Political Economy 21, 4 , p. 172-183Abstract: Liberalization turned out to be not enough to ensure the provision of financial services to the poor, especially small and micro businesses. Special institutions such as Grameen Bank in Bangla Desh experimented successfully with credit technologies and governance structures which showed the viability of institutions that are at the same time commercially sustainable and target-group oriented. Recent strategies center on upgrading rotating funds of NGOs, downscaling commercial and development banks and starting from scratch with specialized institutions
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Liberalization turned out to be not enough to ensure the provision of financial services to the poor, especially small and micro businesses. Special institutions such as Grameen Bank in Bangla Desh experimented successfully with credit technologies and governance structures which showed the viability of institutions that are at the same time commercially sustainable and target-group oriented. Recent strategies center on upgrading rotating funds of NGOs, downscaling commercial and development banks and starting from scratch with specialized institutions

Revista de Economia Política 2001

v. 21, n. 4(84)

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