000			01655nam a2200289uu 4500
001			12589
003			OSt
005			20190211155907.0
008			040930s2003 xx ||||g| |0|| 0 eng d
020			_a0030237017
090			_a2.21 _bG536pe
100	1		_aGITMAN, Lawrence J _914745
245	1	0	_aPersonal financial planning : _bworksheets to accompany
250			_a8. ed
260			_aOrlando : _bThe Dryden, _c1999
300			_a51 p.
505	8	0	_tA summary of personal financial goals _tAnalyzing the benefit of a second income _tThe balance sheet _tThe income and expenditures statement _tLong-and short-term personal financial goals _tCash budget: estimated expenditures _t1040EZ income taz return _t1040income tax returns _tAccount reconciliation form _tHome affordablity analysis _tRent-or-buy cost comparison _tMortgage refinancing analysis _tAutomobile lease versus purchase analysis _tTracking your consumer debt _tTo borrow or not to borrow _tDetermining the need for life insurance _tEstimating disability insurance needs _tFinding the amount of investment capital _tAn inventory of investment holdings _tEstimating future retirement needs _tExecutor's checklist _tComputing net federal estate taxes payable _tCash Budget: Estimated Income _tCash Budget:Estimated Monthly Expenditures _tMonthly Cash Budget Summary _tBudget Control Schedule
650		4	_aGestão Financeira _913705
650		4	_aPlanejamento Financeiro _914338
650		4	_aSegurança Social _920893
650		4	_aOrçamento Doméstico _920894
650		4	_aFinanças _912128
700	1		_aJOEHNK, Michael D _920855
942			_cG
998			_a20040930 _bGrazie _cGrazielle
998			_a20121024 _b1504^b _cIsabel
999			_aConvertido do Formato PHL _bPHL2MARC21 1.1 _c12673 _d12673
041			_aeng