000 02473naa a2200205uu 4500
001 0060116424137
003 OSt
005 20190211172307.0
008 100601s1997 xx ||||gr |0|| 0 eng d
100 1 _aBRANDON, William P.
_940777
245 1 0 _aSocial insurance financing for long-term care :
_bcreative public policy to halt pauperization of the elderly and disabled in nursing homes
260 _aNew York :
_bMarcel Dekker,
_c1997
520 3 _aLong-term care (LTC) in institutions is one of the last major remaining gaps in the social insurance safety net provided to beneficiaries of Social Security.(1) However, Medicaid pays almost half of the costs of nursing home care after institutionalized elderly or disabled persons become impoverished. Structural reasons make it impossible for private insurance to cover institutional LTC for the bulk of the elderly and disabled. The paper demonstrates that there is an efficient, equitable and feasible social insurance solution to this serious social problem.
520 3 _aThe second section details a plan for a Medicare Part C Trust Fund to cover extended stays in nursing homes by Social Security beneficiaries (virtually the entire elderly population and most of the long-term disabled). It involves: (1) maintenance of current government funding indexed to inflation; (2) a premium taken from the cost-of-living allowances (COLAs) due to beneficiaries in the years immediately after they qualify for Social Security; (3) a substantial copayment; (4) a deductible consisting of the first three months of nursing home care; (5) a two-year waiting period between qualification for Social Security and full LTC coverage. The three revenue streams will all increase automatically with inflation. The plan is designed to cover only institutional LTC costs in order to reduce complexity, minimize the price tag and maximize its political chances. However, it could be expanded to cover home and community-based care.
520 3 _aThe second half of the analysis explores the policy justifications supporting such a plan and considers the political reasons why this carefully crafted proposal might appeal to moderate conservatives as well as to progressives.
773 0 8 _tInternational Journal of Public Administration - IJPA
_g20, 2, p. 309-337
_dNew York : Marcel Dekker, 1997
_xISSN 01900692
_w
942 _cS
998 _a20100601
_b1642^b
_cDaiane
998 _a20100604
_b1522^b
_cCarolina
999 _aConvertido do Formato PHL
_bPHL2MARC21 1.1
_c33850
_d33850
041 _aeng