000			01654naa a2200193uu 4500
001			0121514275437
003			OSt
005			20190211174202.0
008			101215s2010 xx ||||gr |0|| 0 eng d
100	1		_aEBENSTEIN, Avraham _943406
245	1	0	_aDoes inconvenience explain low take-up? Evidence from unemployment insurance
260			_aHoboken : _bWiley-Blackwell, _cWinter 2010
520	3		_aApplication inconvenience is one popular explanation for why many individuals do not receive the social benefits for which they are eligible. Applications take time and some individuals may decide that the financial benefits do not outweigh these time costs. This paper investigates this explanation using cross-state variation in administrative changes that made applying for unemployment insurance (UI) benefits substantially more convenient over the past decade. We find that the introduction of phone- and Internet-based claiming did not have an appreciable impact on overall UI take-up, nor did it lead to a shift toward recipients that are higher income or likely to be receiving the maximum benefit amount. These findings are inconsistent with a time- and transaction-cost explanation for low take-up, since remote UI claiming is less time intensive. This suggests that reducing application barriers alone may not be an effective tool for increasing program participation
700	1		_aSTANGE, Kevin _943407
773	0	8	_tJournal of Policy Analysis and Management _g29, 1, p. 111-136 _dHoboken : Wiley-Blackwell, Winter 2010 _xISSN 02768739 _w
942			_cS
998			_a20101215 _b1427^b _cDaiane
998			_a20110118 _b1717^b _cCarolina
999			_aConvertido do Formato PHL _bPHL2MARC21 1.1 _c37785 _d37785
041			_aeng