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003			OSt
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008			111024s2000 xx ||||gr |0|| 0 eng d
100	1		_aFORD, Janet _945732
245	1	0	_aRisk and trust : _bhomeowners and private mortgage insurance
260			_aUK : _bPolicy Press, _coct. 2000
520	3		_aGovernment policy is that social protection for mortgagors should be delivered initially through the market (Mortgage Payment Protection Insurance - MPPI). However, expectations of market expansion have not been realised. The paper explores some likely reasons for this, drawing on the emerging critique of welfare markets and the identification of the importance of trust. Data on the MPPI claiming process indicate that borrowers could not be confident in the outcome of claims, the appeals process or that they would avoid mortgage arrears. The implications for this market-based welfare policy are considered briefly
651		4	_aChina _913345
773	0	8	_tPolicy & Politics _g28, 4, p. 527-540 _dUK : Policy Press, oct. 2000 _xISSN 03055736 _w
942			_cS
998			_a20111024 _b1723^b _cGeisneer
999			_aConvertido do Formato PHL _bPHL2MARC21 1.1 _c40736 _d40736
041			_aeng